How SettlementCheck works
From receiving a settlement offer to having specialist legal advice. Most people complete the whole process in under an hour.
Check your offer
Enter your salary, years of service, age, and your employer's offer amount. Use our free Settlement Agreement Calculator UK to evaluate your offer against April 2026 statutory rates (£751 weekly cap under SI 2026/310).
The calculator compares your offer against statutory redundancy, notice pay, and typical negotiation benchmarks in seconds. If you are facing redundancy or tax queries, you can also use our specialized Redundancy Pay Calculator or Settlement Agreement Tax Calculator.
If you indicate potential discrimination or unfair treatment, we flag this separately. Discrimination compensation is uncapped under the Equality Act 2010 and can significantly enhance your negotiated settlement.
Match with a solicitor
After seeing your estimate, you can choose to be introduced to a vetted, SRA-regulated employment solicitor in your area with specific experience in settlement agreements.
We share your situation details (offer amount, salary, years of service, and verdict) so solicitors arrive informed. You don't need to explain everything from scratch.
Panel solicitors commit to responding within 24 hours, often the same business day.
Get advice, free
For a settlement agreement to be legally binding, you must receive independent legal advice (Employment Rights Act 1996 s.203). To secure this binding waiver, employers cover your legal fees as standard UK employment practice, typically contributing £350 to £750 + VAT.
This means for a standard agreement review and sign-off, you pay nothing. The solicitor invoices your employer directly.
The solicitor will review your agreement, advise you on your rights, and (if you choose) help you negotiate a better offer.
About SettlementCheck
SettlementCheck was created to help employees navigate settlement agreements without the confusion, delay, and uncertainty that typically surrounds them.
We are an introduction service. We connect employees with SRA-regulated employment law solicitors. We are not a law firm and we do not provide legal advice. Every solicitor on our panel has been vetted for their experience in settlement agreements.
Our calculator uses published statutory rates for April 2026 (£751/week cap under SI 2026/310) and general market benchmarks to provide estimates. It is not legal advice and does not replace a solicitor's review of your specific agreement.
Common questions
Does it cost me anything?
For a settlement agreement to be legally binding, you must receive independent legal advice under Section 203(3) ERA 1996. To secure this binding waiver, employers standardly provide a capped fee contribution (typically £350 to £500+ plus VAT) directly to your solicitor upon completion of the agreement. For a standard review within this cap, the employer contribution covers the solicitor's fee, and your solicitor will confirm all terms before starting work.
Do I legally need a solicitor?
Yes. Under Section 203 of the Employment Rights Act 1996, a settlement agreement is only legally binding if you have received independent legal advice from a qualified, insured solicitor. You cannot waive your rights without it.
How much tax will I pay on my settlement agreement?
It depends on which part of your payment is being taxed. Statutory redundancy pay and other termination payments up to £30,000 are tax-free under ITEPA 2003 s.403. Payment in lieu of notice (PILON) is always fully taxable as earnings under s.402D, regardless of what it is called in your agreement. The calculator separates these two elements and shows your estimated net take-home figure after tax.
How much should an employee settlement agreement be?
In standard commercial redundancy or capability exits, employers often propose an ex-gratia starting point of 1 to 3 months of gross salary on top of notice pay and accrued holiday. Your total package should also include statutory redundancy pay, capped at £751 per week, with qualifying termination payments up to £30,000 paid tax-free.
Does GOV.UK or ACAS offer an official settlement calculator?
No. Neither GOV.UK nor ACAS provides an interactive settlement agreement calculator. The government only provides a basic statutory redundancy calculator. SettlementCheck is an independent settlement calculator applying UK statutory rates and ACAS Code of Practice guidance that estimates your complete package, including non-statutory compensation, notice pay, and tax exemptions under ITEPA 2003.
How accurate is the calculator?
The calculator gives a general estimate based on UK statutory rates and observed UK commercial negotiation benchmarks. It is not legal advice. Your circumstances may justify substantially more or less, and only a solicitor reviewing your contract and reason for leaving can tell you.
How does the solicitor matching service work?
The calculator and solicitor matching service are live and free to use today. When you submit your details and verify via SMS OTP, we introduce your enquiry to an independent SRA-regulated employment solicitor from our panel who acts solely in your best interest.
What if I want to negotiate a higher amount?
Many employees do successfully negotiate more once a solicitor reviews their circumstances. A specialist will assess whether factors like length of service, discrimination, whistleblowing, or contract breaches justify a higher offer.
Is my information shared?
Only with the vetted SRA-regulated solicitor you explicitly opt in to be introduced to. Never with employers, recruiters, or unrelated third parties. You can withdraw consent at any point.
Why is your calculator independent when others are not?
Most settlement calculators are built by law firms. The goal of those calculators is to capture your details so that firm can take on your case. Our calculator is run by an independent platform with no firm to promote. The estimate you get reflects your actual situation, not what a firm wants you to believe.